NZD to THB Exchange Rate: Dated Figures and Worked Conversions
Converter pages for the same amount often disagree, and NZD to THB is a clear case: OFX showed 1 NZD = 18.812984 THB on 2026-11-10, while Revolut listed 19.1704. The gap comes from differences in timestamps, rate types and fees, and the Thai Customs Department table gives an official reference point to measure them against.
OFX market rate: 1 NZD = 18.812984 THB, 2026-11-10, OFX (FX provider) · Xe mid-market: 1 NZD = 18.82773724 THB, 2026-11-05, Xe (mid-market converter) · Thai Customs export: 1 NZD = 18.6218 THB, 2026-11-12, Thai Customs Department (official rate table) · Thai Customs import: 1 NZD = 19.2831 THB, 2026-11-12, Thai Customs Department (official rate table) · Revolut converter: 1 NZD = 19.1704 THB, 2026-10-23, Revolut (fintech converter)
Quick snapshot
- OFX lists 1 NZD = 18.812984 THB as a live market rate at 06:31 CUT on 2026-11-10 (OFX (FX provider))
- Thai Customs lists NZD at 18.6218 THB for export and 19.2831 THB for import on 2026-11-12 (Thai Customs Department (official rate table))
- Revolut lists 1 NZD = 19.1704 THB on a page dated 2026-10-23 (Revolut (fintech converter))
- Xe’s 1,000-unit page gives 18.82773724 THB per NZD and its 100-unit page gives 18.87300385, both stamped 2026-11-05 (Xe (mid-market converter))
- Investing.com shows a current rate of 18.6077, with a bid of 18.5903 and an ask of 18.6251 on a 2026-11-06 page date (Investing.com (market data))
- According to Currency.wiki (Currency.wiki (independent converter)), 1 NZD = 18.8045 THB as of 2026-11-10 at 17:18 UTC, and bank rates may vary due to fees and spreads
- Among the dated figures above, the Revolut page (2026-10-23) is the oldest and the Thai Customs table (2026-11-12) is the newest, per Thai Customs Department (official rate table) (OFX (FX provider))
- OFX’s monthly table lists 18.793347 THB per NZD for 2026-11-10, against a table average of 18.923382 (OFX (FX provider))
- Revolut states that exchange rates are dynamic and always changing, so the applicable rate should be checked in-app before an exchange (Revolut (fintech converter))
- Recalculate on the day of exchange, since OFX’s figure is a live reading taken at 06:31 CUT on 2026-11-10 (OFX (FX provider))
Eight rows separate the currency codes from the rate readings, and each reading keeps its own date.
| Item | Value |
|---|---|
| Currency pair | NZD / THB (New Zealand dollar to Thai baht) |
| NZD code | NZD, listed as New Zealand dollar in the Thai Customs Department (official rate table) |
| THB code | THB, listed as Thai Baht at 1.0000 in the Thai Customs Department (official rate table) |
| OFX market rate | 1 NZD = 18.812984 THB, live as at 2026-11-10 (OFX (FX provider)) |
| Xe mid-market rate | 1 NZD = 18.82773724 THB, chart timestamp 2026-11-05 09:36 UTC (Xe (mid-market converter)) |
| Thai Customs export rate | 1 NZD = 18.6218 THB, dated 2026-11-12 (Thai Customs Department (official rate table)) |
| Thai Customs import rate | 1 NZD = 19.2831 THB, dated 2026-11-12 (Thai Customs Department (official rate table)) |
| Revolut converter rate | 1 NZD = 19.1704 THB, dated 2026-10-23 (Revolut (fintech converter)) |
What is the exchange rate from New Zealand dollars to Thai baht?
There is no single NZD to THB rate in the evidence. OFX (FX provider) reads 18.812984 THB per NZD, Xe (mid-market converter) reads 18.82773724, and the Thai Customs Department (official rate table) export rate sits lower at 18.6218, while Revolut (fintech converter) reads 19.1704.
Most converter pages, Xe’s included, publish a mid-market figure as their headline rate, so that is the number to compare first, as Xe (mid-market converter) does on its pages.
Anyone pricing a transfer from a converter page is working from a midpoint, and Xe (mid-market converter) says that midpoint is not the rate a customer receives when sending money.
Revolut’s 19.1704 THB per NZD sits about 1.8% above Xe’s 18.82773724, so a sender who uses the retail figure without checking pays that gap on every dollar.
Why do sources show different NZD to THB rates?
- Timestamps differ: Xe (mid-market converter) stamps its 1,000-unit page at 2026-11-05 09:36 UTC, while OFX (FX provider) shows its figure live as at 2026-11-10 06:31 CUT.
- Rate types differ: OFX (FX provider) says its amounts use the market (interbank) rate and are “not indicative of OFX Customer Rates”, while Revolut (fintech converter) applies its own current rate.
- Official and market figures differ: the Thai Customs Department (official rate table) publishes separate export and import rates, 18.6218 and 19.2831 THB per NZD on 2026-11-12, for official purposes rather than market quotes.
How is 1 THB converted back to NZD?
- Xe (mid-market converter) lists 1 THB = 0.05311078 NZD, stamped 2026-11-11 at 07:32 UTC.
- Wise (money transfer) lists 1 THB = 0.05244 NZD on its mid-market page, with no date shown.
- Dividing 1 by the OFX (FX provider) figure of 18.812984 gives about 0.05315 NZD, a calculation rather than a quoted rate.
The implication: a reverse rate only lines up with a forward rate from the same provider and moment, so mixing sources can shift the answer even when the market has not moved.
How many Thai baht is 100 New Zealand dollars?
Multiply the NZD amount by the THB-per-NZD rate. For 100 NZD, the mid-market figures land at about 1,881 to 1,887 THB, with OFX (FX provider) at 1,881.30 and Xe (mid-market converter) at 1,887.30 on its 100-unit page, while the Thai Customs Department (official rate table) export rate gives 1,862.18.
Three reference points give three columns for the same amounts, and the gap grows with the amount: about 206 THB on 1,000 NZD between Xe (mid-market converter) and the Thai Customs export rate.
| Amount | OFX market rate (2026-11-10) | Xe mid-market (2026-11-05) | Thai Customs export (2026-11-12) |
|---|---|---|---|
| 100 NZD | 1,881.30 THB | 1,882.77 THB | 1,862.18 THB |
| 1,000 NZD | 18,812.98 THB | 18,827.74 THB | 18,621.80 THB |
| NZ$0.50 coin | 9.41 THB | 9.41 THB | 9.31 THB |
A household budgeting NZ$1,000 for Thailand adds about 357 THB to its estimate by using Revolut (fintech converter), which gives 19,170.39 THB, instead of OFX (FX provider), which gives 18,812.98 THB.
The implication: the NZ$0.50 row is small change at every rate in the set, but the 1,000 NZD row shows why the choice of reference matters.
How many USD is 1,000 Thai baht?
The sources reviewed for this article contain no THB to USD rate, so this section gives no dollar figure.
A usable figure would need a cited, dated source at publication, and it would not depend on the NZD rate, because THB to USD is a direct currency pair.
- Confirm the rate type, whether market, mid-market or retail.
- Check the timestamp against the day you plan to exchange.
- Add the provider’s fee or spread to the quoted rate before you compare.
The implication: a THB to USD answer without a date is only a guess, so the date belongs next to the number wherever you publish it.
What does THB stand for, and how is “baht” pronounced?
THB is the code the Thai Customs Department (official rate table) uses for the Thai baht, listing it at 1.0000 in its own table.
Revolut’s converter uses the same baht currency in its conversion text, stating that NZ$1,000 converts to 19,170.39 THB (Revolut (fintech converter)).
- Code: THB, the form used in the official Thai Customs table.
- Pronunciation: the research set includes no pronunciation source, so this article does not give one.
The implication: search converters with the THB code rather than a spelled-out name, because the code is what the official table uses.
When is the best time to exchange, and what is the baht outlook for 2026?
No timing method in the sources reliably picks the best day, and no 2026 baht forecast appears in them. What the sources do show is spread within the monthly table: OFX (FX provider) lists 18.793347 THB per NZD on 2026-11-10, against a table average of 18.923382, a gap of about 0.13 THB.
Fees sit on top of the quoted rate, so a better headline rate only helps if the final amount improves too.
Do exchange services add fees on top of the quoted rate?
- According to Currency.wiki (independent converter), actual bank rates vary due to fees and spreads.
- According to CurrencyConversion.org (independent converter), banks, card terminals, ATMs and transfer providers add a spread and fees on top of a reference rate.
- Revolut (fintech converter) applies its own current rate, and its page says the in-app rate is the one to check before an exchange.
The trade-off: waiting for a better day only pays if the rate gain outweighs the spread or fee your provider charges, so compare the final amount received rather than the headline rate.
Upsides and downsides of checking a converter rate
Upsides
- A dated market figure gives a shared benchmark, as the OFX (FX provider) timestamp of 2026-11-10 shows.
- The Thai Customs Department (official rate table) publishes a dated export and import pair for NZD, which gives a fixed official reference.
- Live quotes that show their time of capture make comparisons across providers easier, as the Xe (mid-market converter) timestamps do.
Downsides
- Mid-market figures are not the rate a customer receives, as Xe (mid-market converter) states.
- Retail converters carry their own pricing: Revolut (fintech converter) shows 19.1704 THB per NZD, about 1.8% above Xe’s 18.82773724.
- Headline figures spread widely, with Revolut’s 19.1704 about 0.56 THB above the Investing.com (market data) current rate of 18.6077.
The implication: a dated market figure works as the benchmark, and the retail quote is the number to judge against it.
How to check a usable rate before you exchange
- Note the timestamp on the page you use, since OFX (FX provider) and Xe (mid-market converter) both show one.
- Confirm the rate type, market, mid-market or retail, before comparing numbers.
- Calculate the amount you will receive after the provider’s fee, not only the headline rate.
- Recheck on the day of exchange, because Revolut (fintech converter) says its rates change with market fluctuations.
The implication: a rate is only useful when you can say what it measures and when it was taken.
Confirmed versus unclear
Confirmed facts
- OFX (FX provider) lists 1 NZD = 18.812984 THB, live as at 2026-11-10.
- The Thai Customs Department (official rate table) lists NZD export at 18.6218 and import at 19.2831 THB on 2026-11-12.
- OFX (FX provider) shows a monthly table value of 18.793347 THB per NZD for 2026-11-10.
What’s unclear
- Which NZD to THB figure is current, since the figures above range from 18.6077 to 19.1704.
- Why Xe (mid-market converter) shows 18.82773724 on its 1,000-unit page and 18.87300385 on its 100-unit page, both stamped 2026-11-05.
- According to Currency.wiki (independent converter), 1 NZD = 18.8045 THB as of 2026-11-10, but independent converters carry less weight than the official table.
- What the 2026 baht outlook holds, since the sources give no sourced forecast.
The catch: the unclear column is longer than the confirmed one, so treat every figure here as a dated snapshot, not a settled rate.
What the sources say
“The mid-market rate is the midpoint between buy and sell prices in global currency markets.”
Xe (mid-market converter)
“The amounts above are calculated using the Market (Interbank) rate and are not indicative of OFX Customer Rates.”
OFX (FX provider)
“Exchange rates are dynamic and always changing due to market fluctuations; always check the applicable rate in-app before carrying out your exchange.”
Revolut (fintech converter)
“Actual rates from banks may vary due to fees and spreads.”
Currency.wiki (independent converter)
The implication: the four speakers agree that the displayed figure is a reference point, and the price you pay is set by the provider you choose.
Where that leaves your exchange
Converter pages show mid-market figures and retail apps show their own, so the number you see depends on the page and the day. For a New Zealander sending money to Thailand, the choice is clear: benchmark against a dated market figure such as OFX’s, then compare the final baht amount each provider quotes before committing. Revolut’s figure sits about 1.8% above Xe’s mid-market rate, so a sender who skips that comparison pays the gap without noticing.
Related reading
The implication: the linked guide covers the same NZD to THB pair with a live rate and converter, so it is the next page to check after this one.
Related reading: Exchange Rate NZD to Thai Baht Today: Live Rate & Converter · home loan interest rates in New Zealand
xe.com, markets.investorschronicle.cmfyapp.com, xe.com, thb.mconvert.net, currencyconverterx.net, currencylive.com, xe.com, xe.com, customs.go.th
Frequently asked questions
What is the code for the New Zealand dollar?
The Thai Customs Department (official rate table) lists the New Zealand dollar as NZD, with an export rate of 18.6218 THB and an import rate of 19.2831 THB on 2026-11-12.
Where can I check a dated NZD to THB reference rate?
Start with the OFX (FX provider) page, which showed 18.812984 THB per NZD live as at 2026-11-10, and then compare it with the official table from the Thai Customs Department.
What is the difference between a mid-market rate and a retail exchange rate?
The Xe (mid-market converter) defines the mid-market rate as the midpoint between buy and sell prices, while a retail rate from Revolut (fintech converter) is the provider’s own current rate and can include fees.
How often do NZD to THB exchange rates change?
The Revolut (fintech converter) page states that exchange rates are dynamic and always changing due to market fluctuations. The sources in this set do not give a fixed update interval, so read the timestamp on each page.
Are the rates shown on converter pages guaranteed for exchange?
No. According to Currency.wiki (independent converter), actual bank rates vary due to fees and spreads, so the rate you are quoted at the point of exchange is the one that counts.
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